If you have worked or are working within the public sector, or have a final salary pension scheme, it is likely you will have, what is known as, a “defined benefit pension”.
Cost of living pressures have forced many people to consider how to reduce their monthly outgoings. Some are considering whether to make changes to their pension.
People have different ways of relaxing, some of them healthier than others. Some people drink a glass of wine, some doze off in front of the TV, and some people prefer physical pursuits.
