Saving Money On Household Bills

MoneyHelper

Household bills remain high across the UK, but there are still some ways to check you aren't paying more than you need to. Many households can save hundreds of pounds each year by making some key changes. 

Are you paying too much Council Tax?

According to MoneySavingExpert, hundreds of thousands of homes are in the wrong Council Tax band. So it’s worth making sure you’re not being overcharged.

It shouldn’t take more than ten minutes to find out. And you might end up saving hundreds of pounds and getting a rebate.

If you’re getting certain benefits, you might be entitled to a Council Tax Reduction.

Also check whether you qualify for a discount of up to 50% off your Council Tax bill, if you:

  • live alone
  • live only with children under 18, or
  • are in other special circumstances.

Cut the cost of driving and public transport

Whether you drive or use public transport, travel costs probably make up a lot of your monthly spend.

But there are plenty of ways to cut travel costs. These include:

  • finding cheaper car insurance
  • buying cheaper fuel
  • booking train tickets in advance.

Pay your bills on time

Late payment fees can wipe out savings, so it’s important to pay your bills on time.

Here are some tips to help stay on top of your bills:

  • pay for regular bills monthly by Direct Debit
  • talk to the people you owe money to if you’re struggling.

For further tips & advice on how to specifically save on water bills, phone bills, gas bills and electricity bills, please see the drop-down articles on the right.

Helplines & Web Chats

Advice NI - Advice Helpline
MoneyHelper