Adviser Discretion Fund (ADF)

NI Direct

If you are unemployed and facing financial barriers to starting or returning to work or if you’re in employment or self-employment and also face financial difficulties, your local Jobs and Benefits office may be able to help you through the Adviser Discretion Fund (ADF).

What is the Adviser Discretion Fund (ADF)

The Adviser Discretion Fund (ADF) is a non-repayable grant award of up to £1500 (within a 12 month period) only available through a Work Coach in your local Jobs and Benefits office.  The grant is used to buy goods or services to remove a barrier to employment.

The fund provides, for example:

  • help towards training costs
  • help with the cost of travelling to work or to a job interview
  • help to take up a job offer, including help with the cost of pre-work checks or professional registration fees
  • help to increase hours of employment
  • help to start up in self-employment or to keep self-employment going following COVID-19
  • help with childcare costs (including upfront childcare costs) in certain circumstances
  • help for jobseekers who do not currently have broadband

How ADF can help with upfront childcare costs

If childcare costs are a barrier to moving into work, recommencing employment or significantly increasing their hours, parents may be able to receive help through the Adviser Discretion Fund (ADF) for upfront childcare costs of up to £1,500.

  • the money will be paid directly to a registered childcare provider only
  • a receipt for the upfront childcare costs paid through the ADF can also be submitted for the purposes of calculating the parent’s Universal Credit entitlement
  • a parent can make more than one application within a 12 month period, for example if they start a job which later ends, and then start a new job within the same 12 month period
  • the maximum overall limit for the ADF is £1,500 in any 12 month period

Who can get the Adviser Discretion Fund

To check if you are eligible for the Adviser Discretion Fund (ADF), speak to your Work Coach in your local Jobs and Benefits office. You may be eligible to access ADF if you are:

  • age 16 years old and a lone parent 

or

  • receiving one of the following benefits:
    • Jobseeker’s Allowance (including National Insurance credits only)
    • New Style JSA
    • Incapacity Benefit
    • Employment and Support Allowance
    • New Style ESA
    • Income Support
    • Universal Credit
    • Pension Credit
    • Maternity Allowance
    • Carer’s Allowance
    • Carer’s Credit
    • Working Tax Credits
    • Housing Benefit
  • or if you receive one of the above benefits and are intending to take up additional hours or an additional job to allow you to progress in work
  • or if your partner is receiving one of the above benefits

Useful resources

Advice NI is the leading provider of nationally accredited Advice and Guidance, Legal...
It can be difficult to manage all the different bills and payments in our lives. The...
No time for a phone call? You can now get in touch with MoneyHelper using Whatsapp. The...
Advice NI, in association with The Good Things Foundation, is offering digital skills...
Macmillan Grants are a one-off payment of £350 to help with the extra costs that living...
We are the leading provider of nationally accredited Advice and Guidance, Legal Advice...
Advice NI, a registered charity founded in 1995, exists to provide leadership and...
Mental Health & Money Advice is the first UK-wide online advice service designed to...
Use this calculator to see how much a loan will cost you or how quickly you can pay off...
If you’re struggling with debt, it can be hard to know where to turn. But with lots of free advice services available across the UK, you can find help in a way that’s best for you.
Our free Budget Planner puts you in control of your household spending and analyses your...
Use this calculator to see how much a credit card will cost you or how quickly you can...

Helplines & Web Chats

Advice NI - Freephone advice helpline
MoneyHelper