A budget is an overview of the total income and total expenditure of a household. It helps ensure you always have the funds available to pay your essential bills (or priority debts) on time.
With busy lives, it’s sometimes difficult to find time to make preparations, but checking your car is ready for winter is a really important job to do.
Paid employment forms part of our identity and is an important way in which we contribute to society. Work can provide structure to our day and support for other people.