Credit sometimes gets a bad reputation, mainly when it’s linked to debt, but whether it’s a credit card, personal loan, or overdraft, it can give you some much - needed flexibility to spread t

Emma is a writer, teacher and public speaker who regularly features in national print media and has been on TV, including This Morning, The One Show and ITN News (plus a contestant on Tipping Point

Every November the Money and Pensions Service (MaPS) host Talk Money Week to encourage people to open up about their finances.

If you find that the shorter days and darker nights leave you feeling a little low, you are not alone.

You share your life with your partner, but not necessarily always the truth about debt and finances. Sometimes it’s hard to get a conversation about money started.

We don’t know what causes most bowel cancers, but we do know that some factors increase your risk of getting the disease.

Are you struggling to sleep? Does your partner keep you awake at night? Perhaps you sleep too much?

How much sleep should I get at night?

One of the biggest reasons you and someone else might fall out over money is if you’re not on the same page with your goals. Perhaps one of you likes to spend and the other is a saver.