Sometimes the hardest thing about saving money is just getting started. Who doesn’t want to put something aside for a rainy day. Whether it’s cutting your costs, shopping around for the best deal or simply adding to your piggy bank each month. These tips should set you on the right path.

1. Transfer your debt

If you’re making extortionate interest payments on debt, it makes financial sense to transfer you balance onto a 0% transfer deal.

2. Use price comparison websites

Price comparison websites allow you to compare lots of products and services and ensure you choose the best one for you.

3. Plan your expenses in advance

Expenses such as car insurance premiums, line rental or gym membership fees can often be cheaper if you pay them annually instead of monthly. You could save a bundle by ensuring you have enough money stored away to pay these annual bills in one go.

4. Don’t dismiss supermarket brands

Buying supermarket basic and budget ranges can produce significant savings - and you may find that avoiding big brands doesn't mean compromising on taste.

5. Keep food fresher for longer

Make the most of your fridge and freezer. Freezing leftovers instead of binning them will save you money and time, as you've got an instant meal for a day when you don't fancy cooking. And storing food properly in your fridge will give it a longer shelf-life.

6. Buy your car insurance online

If you're looking to save money on car cover, it makes sense to buy online. Our last survey showed that it's generally much cheaper than buying over the phone.

7. Join a car-sharing scheme

Joining a car-sharing scheme could halve your fuel costs. According to liftshare.com, sharing a daily commute can save you more than £1,000 a year.

For more information on managing your finances, including, How to choose the right bank account, and where to get debt free advice. As well as money health check and savings calculator tools, go to Financial Health